A Helpful Summary of Colorado Medical Insurance Terms
Georgetown University, through its Health Policy Institute has written a series of health care insurance summary guides that outline the health insurance requirements in every state within the United States. In preparing the guides, an analysis is completed of a state's regulations that pertain to health insurance, as well as the Federal regulations that apply across the USA. Additionally, state-sponsored programs provided by a state's government as the state's Medicare program are reviewed in the guides.
Regulations concerning health insurance are very complex, and many current state regulations are based on the Federal legislation entitled the Health Insurance Portability and Accountability Act (aka HIPAA). In the Georgetown health insurance guides, the HIPAA regulations on group health insurance, coverage of pre-existing conditions, COBRA continuation coverage and health insurance portability are all researched and documented. By following HIPAA detailed guidelines, a consumer may retain full-coverage health care insurance as long as they wish after terminating from an eligible group plan. However, the timelines are strongly enforced and, as coverage moves farther away in time from the original qualifying health plan, the health coverage and premiums will usually become less beneficial.
Since understanding HIPAA requirements and state-sponsored Medicare plans will be key to finding quality health insurance, the Georgetown University guides should be a required resource right off when searching for new health insurance. These guides are updated from time to time by the Health Policy Institute of Georgetown University and offer a timely and comprehensive look at health care insurance in every state. Click on the link to see the complete Consumer's Guide to Getting and Keeping Health Insurance for your home state.
Health Insurance Consumer's Guide for Colorado